Finzony
Global Data Standards

Privacy Policy

Last Updated: December 11, 2025

Finzony Global Private Limited

Registered Office: Jaipur, Rajasthan, India – 302020. Finzony also serves users globally across the US, UK, EU, UAE, Singapore, Australia, Canada, Netherlands, Japan, and other jurisdictions.

Finzony Global Private Limited (hereinafter referred to as “Finzony”, “Company”, “We”, “Us” or “Our”) operates www.finzony.com and all associated mobile/web services (collectively, the “Platform”). This Privacy Policy explains how We collect, process, store, share, and protect Your information globally. We comply with applicable international privacy standards including GDPR (EU/EEA), UK GDPR, CCPA/CPRA (California), and India’s Digital Personal Data Protection Act (DPDP Act), where relevant.

By accessing the Platform and/or using Our Services, You acknowledge that You have read and understood this Privacy Policy and agree to its terms.

1. Information We Collect

We collect Personal, Financial, Technical, and Usage-related information when You access or use the Platform. The specific categories may vary depending on Your region, Services used, and applicable legal requirements.

Personal Information: Name, email, phone number, date of birth, gender, communication preferences, and identification/KYC details (only when required for regulatory compliance in certain regions).

Financial Information: Bank account details, payment information, investment preferences, transaction logs, and other financial inputs voluntarily shared for calculators, tools, or wealth-management features.

Technical & Device Information: IP address, browser type, operating system, device ID, cookies, analytics identifiers (GA4, Bing, Meta), approximate location, and usage patterns to enhance performance and security.

Sensitive DataWe do not intentionally collect sensitive categories unless required by law (e.g., identity verification for financial compliance). When collected, explicit consent is taken.

ChildrenFinzony does not knowingly collect data from children under 16 years of age (or equivalent local minimum age). If You believe such data has been collected, contact us for deletion.

We collect and process information only with Your consent, to fulfill a contract, to comply with legal obligations, or for legitimate business interests as permitted under GDPR and other applicable laws.

2. How We Use Your Information

Your information is used for the following purposes:

  • To operate, maintain, and improve the Platform, calculators, tools, and wealth-management features.
  • To personalize Your experience, including region-specific financial insights and content.
  • To process payments, subscriptions, and transactions where applicable.
  • To comply with financial regulatory standards (e.g., SEBI/RBI in India, SEC/FINRA in the US, FCA in the UK, MAS in Singapore, ESMA in the EU).
  • To detect fraud, enhance security, perform audits, and prevent misuse.
  • To deliver customer support, respond to queries, and resolve disputes.
  • To send service notifications, updates, and (optional) marketing communications.
  • To conduct analytics and performance measurement using tools like GA4, Clarity, or similar.
  • To train and improve our AI-driven recommendation models, only using anonymized or aggregated data.

3. Sharing of Information

We do not sell Your Personal Information. We may share it only under the following circumstances:

  • Service Providers: Cloud hosting, analytics, customer support, payment processors, and technology partners who help deliver the Platform.
  • Regulatory Compliance: Government authorities, auditors, and financial regulatory bodies when legally required.
  • Business Transfers: During mergers, acquisitions, or restructuring, with appropriate safeguards.
  • Legal Requests: To comply with subpoenas, court orders, or enforce our Terms.
  • Cross-border Transfers: Data may be processed in countries outside Your region with adequate safeguards (GDPR-compliant SCCs, encryption, access controls).

We never sell Your Personal Information for advertising or marketing purposes under any circumstance.

4. Third-Party Links

Our Platform may contain links to external websites, calculators, advertisers, or partners. Their privacy practices are beyond our control. We recommend reviewing their privacy policies before engaging with such services.

5. Data Security

We implement industry-standard administrative, technical, and physical safeguards including encryption (SSL/TLS), access control, secure coding, and continuous security monitoring. However, no online transmission is entirely risk-free.

You are responsible for safeguarding login credentials, OTPs, and passwords. Finzony will never ask for Your password or sensitive financial PIN.

6. Data Retention & Deletion

We retain Your data only as long as necessary to deliver the Services, comply with legal obligations, prevent fraud, and maintain business records. Retention periods vary depending on jurisdiction (GDPR, DPDP Act, tax laws, and financial compliance requirements).

You may request deletion of Your account or data by contacting support@finzony.com. Under GDPR, You also have rights to erasure, restriction, correction, portability, and objection, subject to legal limitations.

7. Your Privacy Rights

Right to Access You may request a copy of Your personal data.
Right to Correction Update or correct inaccurate information.
Right to Erasure Request deletion of Your data, subject to legal retention requirements.
Right to Restrict Processing Limit how your data is processed.
Right to Data Portability Receive your data in a transferable format.
Right to Object Opt-out of certain processing activities (e.g., marketing).
Right to Withdraw Consent At any time where processing is based on consent.
CCPA/CPRA Users Right to know categories of data collected, right to opt-out of sale/sharing, and right to non-discrimination.

8. Updates to this Privacy Policy

We may modify this Privacy Policy from time to time. Updated versions will be posted on this page with a revised 'Last Updated' date. Continued use of the Platform signifies acceptance of the updated terms.

9. Data Protection Officer (DPO) / Grievance

For privacy questions, regional rights requests (GDPR, CCPA), or complaints:

Suraj Mishra (Data Protection Officer)

privacy@finzony.com

Finzony Global Private Limited, Jaipur, Rajasthan, India – 302020

10. Governing Law & International Compliance

Your use of the Platform is governed by applicable global laws. For users in the EU/EEA, GDPR applies; for UK users, UK GDPR applies; for California residents, CCPA/CPRA applies; and for Indian users, the DPDP Act applies. Any disputes will be resolved under the laws of the user’s primary jurisdiction unless otherwise required by law.

11. Contact Us

If You have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at support@finzony.com.