Finzony
HDFC Regalia Credit Card

Issued by undefined

Visa

HDFC Regalia Credit Card

A premium all-rounder card that balances travel benefits with reward points. Excellent for those who want lounge access and decent rewards on lifestyle spending.

Annual Fee

₹2,500

Reward Rate

4 Reward Points per ₹150

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Key Benefits

  • 12 Complimentary Domestic Airport Lounge access within India.
  • 6 Complimentary International Lounge access via Priority Pass.
  • 4 Reward Points on every ₹150 spent on retail.
  • Bonus 10,000 Reward Points on ₹5 Lakhs spends annually.

Lounge Access

Domestic12 /yr
International6 /yr

Travel Insurance

Contact bank for details.

Fees & APR

annual fee
₹2500 + GST (Waived on spending ₹3 Lakhs in previous year)
cash advance fee
2.5% or ₹500 (whichever is higher)
late payment fee
Up to ₹1300
foreign transaction fee
2% + GST
Interest Rate (APR)
40.8% - 40.8%
EligibilityMin Income: Check Bank